TODAY’S MORTGAGE RATES from Ethical Lenders, Destin Real Estate

Dec 18th, 2009 by admin

TODAY’S MORTGAGE RATES from Ethical Lenders

Today’s Bank Rates
6 Month CD	0.47%
1-year CD	0.73%
2-year CD	1.23%
Money Market Account	0.29%
Savings Account	0.37%
30-year Fixed Mortgage	4.63%

Bank rates based on average rates for deposits under $10K and conforming refinance mortgage rates. Provided by money-rates.com

*Rate Assumptions: All rates are collected by money-rates.com on the dates specified and are subject to change without notice. Rates and fees are quoted based on loan amounts of $165,000 to $417,000 for conforming loan rates and loan amounts greater than $417,000 for jumbo loan rates. For properties in Alaska and Hawaii the cut-off between conforming and jumbo is $665,500. For loan amounts below $165,000, the conforming rate will still be listed, however, the actual rates, points, fees and terms of your loan may vary. Rates and fees are based on an 80% loan-to-value ratio on a single family, owner occupied property for a purchase or rate & term refinance transaction. Rates/APRs assume “good” credit (typically a credit score of 680 - 719). Rates/APRs may vary based on the borrower’s credit history, loan amounts, property types, occupancy types, transaction types, etc. Rates may change until the full loan package has been received by the lender. Fees include all broker, lender, credit and appraisal fees excluding 3rd party title, escrow, and government recording fees. Please call the lenders directly to discuss available options and details.

These average rates are provided by banks, mortgage banks, mortgage brokers and other institutions.We provide this information as a courtesy to our readers. You may further investigate any rate or products offered by each institution by visiting their website or office.
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